Step by Step: Home Buying Process

Find a Realtor you can trust; The Joyer Home Team
The First Step

In the home buying process, we want to be the experienced Realtor you trust. A Realtor knowledgeable in your marketplace, skilled in negotiations, and who has access to all the resources and information you need to make your home-buying experience enjoyable.

Loan Application
Let’s secure the financing!

The Joyer Home Team will assist you in finding the perfect loan program that suits your financial needs.  We have aligned ourselves with competitive lending institutions to better serve you. Thus, saving you time and money!

Looking for a home
The Next Step

Download our Mobile App to have the real estate market at your fingertips.  We will also set you up on our Market Alert Program which alerts you of ALL the homes on the market that match your specific search criteria.  This program is generated through the MLS (Multiple Listing Service) which is the service real estate agents use to submit homes for sale.  Therefore, you will instantly be notified via email when a home that matches your criteria is listed; faster than any other internet search such as Zillow.  As homes come on the market that you would like to see simply contact The Joyer Home Team and we will coordinate a private showing for you.  We will also provide any disclosures or further information the sellers provided for you to review.

Your Offer
This is a BIG Step

When you find “the one”, you should present a competitive offer immediately. The Joyer Home Team has extensive experience in contract negotiations. We will ensure you get just what you want for a fair price – a transaction in your best interest. For the offer an earnest money check is required to indicate good faith; earnest money is typically $1500 or 1% of the sale price.

The Contract
We’re Starting to Jog Now

When the seller accepts your offer, you go under contract. You want to make sure every detail is handled accurately and immediately. The Joyer Home Team will ensure your home closes properly and on time.

Inspections/Closing Preparations
You’re on the HOME Stretch!

Final details are handled and inspections are performed to ensure the property is ready for you. After home inspection details are finalized, the Joyer Home Team will keep in contact with your Loan Officer and Title Agent to ensure the appraisal is completed on time, and title work is in order. We will guide you through the process by sending reminders to order home insurance, utility information, and setting up the final walk-through.

Now it is YOURS!
The Next Step Will Be Into Your New Home

Be prepared: Bring a list of where you have lived the past 10 years, your driver’s license, a personal checkbook, and a certified check made payable to the Title Company, for your closing costs and down payment. After closing the next steps you will take will be over the threshold of your new home!

Live happily ever after

Our goal on The Joyer Home Team is to earn the designation of The Family Realtor, we will be available in the future for any questions, comments, or concerns you or anyone you know has regarding real estate. Feel free to call anytime… We’re on standby…